#Rstats Credit Scoring using R

I came across a nice, lucid and very readable document at the http://cran.r-project.org/doc/contrib/Sharma-CreditScoring.pdf

Credit Scoring is really a bread and butter activity at many analytics shopfloors, and I really liked the way Credit Scoring is explained and executed by the author- which can be used by any user regardless of experience.
Sharma-CreditScoringhttp://www.scribd.com/embeds/74139509/content?start_page=1&view_mode=list&access_key=key-ttkkmxe3hkmq3ic746c//

 

Interview Zach Goldberg, Google Prediction API

Here is an interview with Zach Goldberg, who is the product manager of Google Prediction API, the next generation machine learning analytics-as-an-api service state of the art cloud computing model building browser app.
Ajay- Describe your journey in science and technology from high school to your current job at Google.

Zach- First, thanks so much for the opportunity to do this interview Ajay!  My personal journey started in college where I worked at a startup named Invite Media.   From there I transferred to the Associate Product Manager (APM) program at Google.  The APM program is a two year rotational program.  I did my first year working in display advertising.  After that I rotated to work on the Prediction API.

Ajay- How does the Google Prediction API help an average business analytics customer who is already using enterprise software , servers to generate his business forecasts. How does Google Prediction API fit in or complement other APIs in the Google API suite.

Zach- The Google Prediction API is a cloud based machine learning API.  We offer the ability for anybody to sign up and within a few minutes have their data uploaded to the cloud, a model built and an API to make predictions from anywhere. Traditionally the task of implementing predictive analytics inside an application required a fair amount of domain knowledge; you had to know a fair bit about machine learning to make it work.  With the Google Prediction API you only need to know how to use an online REST API to get started.

You can learn more about how we help businesses by watching our video and going to our project website.

Ajay-  What are the additional use cases of Google Prediction API that you think traditional enterprise software in business analytics ignore, or are not so strong on.  What use cases would you suggest NOT using Google Prediction API for an enterprise.

Zach- We are living in a world that is changing rapidly thanks to technology.  Storing, accessing, and managing information is much easier and more affordable than it was even a few years ago.  That creates exciting opportunities for companies, and we hope the Prediction API will help them derive value from their data.

The Prediction API focuses on providing predictive solutions to two types of problems: regression and classification. Businesses facing problems where there is sufficient data to describe an underlying pattern in either of these two areas can expect to derive value from using the Prediction API.

Ajay- What are your separate incentives to teach about Google APIs  to academic or researchers in universities globally.

Zach- I’d refer you to our university relations page

Google thrives on academic curiosity. While we do significant in-house research and engineering, we also maintain strong relations with leading academic institutions world-wide pursuing research in areas of common interest. As part of our mission to build the most advanced and usable methods for information access, we support university research, technological innovation and the teaching and learning experience through a variety of programs.

Ajay- What is the biggest challenge you face while communicating about Google Prediction API to traditional users of enterprise software.

Zach- Businesses often expect that implementing predictive analytics is going to be very expensive and require a lot of resources.  Many have already begun investing heavily in this area.  Quite often we’re faced with surprise, and even skepticism, when they see the simplicity of the Google Prediction API.  We work really hard to provide a very powerful solution and take care of the complexity of building high quality models behind the scenes so businesses can focus more on building their business and less on machine learning.

 

 

YouTube Boxoffice for Bollywood Fans

While Hulu.com continues to be only-America centric (and so does Spotify), Youtube continues to have the best global strategy for media partnerships. I just came across http://www.youtube.com/BoxOffice and it shows the latest Bollywood movies for free (by streaming and by ads- it is sponsored by Intel 🙂  )

 

If you wanted to watch Bollywood and dont want to spend too much (or more likely- dont have a Bollywood rental store near you) -Check out the following movies some very new and some very classic-

Continue reading “YouTube Boxoffice for Bollywood Fans”

PAW Conferences

Message from Predictive Analytics World-

1. IF YOU ARE IN EUROPE:

PAW London is next week, 30 Nov – 1 Dec, plus a workshop from John Elder on 2 Dec. More info: www.pawcon.com/london

2. IF YOU ARE IN NORTH AMERICA: (Happy Thanksgiving!)

The complete agenda for PAW San Francisco (March 4-10, 2012) has been launched.

Super Early Bird: Savings of $600 over onsite registration until Dec 16

More info: www.pawcon.com/sanfrancisco
Register: www.pawcon.com/sanfrancisco/register.php

What are you thankful for?

I am thankful for-1) God and Jesus Christ and Rama and Allah and Buddha and their priests and intermediaries and everybody taking care of me. or atleast trying hard to take care of me.2) Earth my planet for nourishing me despite me polluting her, her fresh air and her delicious fruit and marvellous wine and hearty bread.

3) Fellow Human Beings for being nice to me when they feel curt, for displaying civilized manners, and working together in a vast invisible web of commerce, trade and exchange to meet our needs.

4) Scientists and Engineers who create wonderful technology by spending hours , months , years of their lives and giving it up for free on the Internet.

5) Powerful people who take time to mentor unknown wild cards, and young people to rejuvenate with new exciting ideas.

6) people who appreciate my poetry and people who appreciate my technology. and people who criticize only in the intention of me striving to create something better.

Continue reading “What are you thankful for?”

Happy Thanksgiving Images

Happy Thanksgiving Dear Readers

Click to Enlarge.

 

Images Courtesy- World-Wide Web

Note- American Origin I. P Addresses (which are not the same as actual people) are 40% of the readers on this website as can be seen by- Google Analytics Flow

Webinar: Using R within Oracle #rstats

Webinar: Using R within Oracle — Nov 30, noon EST

==========================================
Oracle now supports the R open source statistical programming language. Come to this webinar to learn more about using R within an Oracle environment.

— URL for TechCast: https://stbeehive.oracle.com/bconf/confDetails?confID=334B:3BF0:owch:38893C00F42F38A1E0404498C8A6612B0004075AECF7&guest=true&confKey=608880
— Web Conference ID: 303397
— Web Conference Key: 608880
— Dialup:             1-866-682-4770      , ID 5548204, passcode 1234

After a steady rise in the past few years, in 2010 the open source data mining software R overtook other tools to become the tool used by more data miners (43%) than any other (http://www.rexeranalytics.com/Data-Miner-Survey-Results-2010.html).

Several analytic tool vendors have added R-integration to their software. However, Oracle is the largest company to throw their weight behind R. On October 3, Oracle unveiled their integration of R: Oracle R Enterprise (http://www.oracle.com/us/corporate/features/features-oracle-r-enterprise-498732.html) as part of their Oracle Big Data Appliance announcement (http://www.oracle.com/us/corporate/press/512001).

Oracle R Enterprise allows users to perform statistical analysis with advanced visualization on data stored in Oracle Database. Oracle R Enterprise enables scalable R solutions, while facilitating production deployment of R scripts and Hadoop based solutions, as well as integration of R results with Oracle BI Publisher and OBIEE dashboards.

This TechCast introduces the various Oracle R Enterprise components and features, along with R script demonstrations that interface with Oracle Database.

TechCast presenter: Mark Hornick, Senior Manager, Oracle Advanced Analytics Development.
This TechCast is part of the ongoing TechCasts series coordinated by Oracle BIWA: The BI, Warehousing and Analytics SIG (http://www.oracleBIWA.org).