A great book for R graphics is here. Its especially useful for people who are new into R and or using graphical function primarily.
http://www.stat.auckland.ac.nz/~paul/RGraphics/chapter2.html
This is a good textbook till the new edition November 2008 release of Bob Munchien’s R for SAS and SPSS Users (http://www.springer.com/statistics/computational/book/978-0-387-09417-5 )
The existing free copy is at http://oit.utk.edu/scc/RforSAS&SPSSusers.pdf
Pricing of Future Securities and Derivatives Based on Mortgage Assets are all about projecting delinquency rates , and it depends on the analysts to be either conservative in projecting a high rate or optimistic in a low rate.
Based on these projections , the assets are priced, packed up in SPV’s or collateralized, and options priced. Now Senior Management gets a big bonus if they sell off their balance sheet like this, and business is able to use cash generated to create higher loans….. so they lean on the analyst to Continue reading “Sub Prime Crisis: A Risk Analyst view from the Trenches”
I recently won some 250 $ for contributor of the month at www.analyticbridge.com. Since I enjoy doing that ,contributing to analytics communities – it was hardly work for me. So I decided to donate 200 $ to One Laptop per Child. It is based on the concept (my opinion) that if you give someone a fish, he will eat for a day , if you teach someone how to fish , they will eat for a lifetime. Here are the official words from them.
10 Sep 2008
Dear AJAY,
Thank you for your contribution of $200.00 to the One Laptop per Child
Foundation. Further we confirm that no tangible benefits were received by you,
the donor, in exchange for the gift referenced above.
The mission of the One Laptop per Child (OLPC) movement is to ensure that every
school-aged child in the lesser-developed parts of the world is able to engage
effectively with their own personal laptop, networked to the world, so that
they, their families and their communities can openly collaborate as they learn
and learn about learning together.
The OLPC Foundation is focused on enhancing and sustaining learning among those
children, their families and communities in lesser developed communities by
ensuring rich, diverse and open access to innovative learning materials and by
encouraging interactive learning, communication and exploration with their XO
laptops. For this purpose the Foundation provides grants and other support for
the development and use of collaborative learning resources and other
initiatives that enrich children’s learning and learning about learning. We
will also provide support the purchase of laptops for children.
Your contribution will help us move forward with these important programs for
children. Please tell your friends and colleagues about the One Laptop per
Child program (www.laptop.org) and encourage them also to support our mission.
Sincerely,
Robert D. Fadel
Treasurer,
One Laptop per Child Foundation
How many children are you going to teach computers this Christmas ? ? ?
Here is the reason why .
It would take an average Indian 26 months to buy a software worth 6000 USD (Assuming he didnot spend any money on anything else) while it takes the average UK citizen only 2 months.
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But why Sweden ……see post here on a Swedish Website
Here is a list of countries by per capita GDP in terms of purchasing power parity
(or how much they make on an year).
http://en.wikipedia.org/wiki/List_of_countries_by_GDP_(PPP)_per_capita
No- this is not about Egyption mummies in crypts, but disguising sensitive information.
While the most famous commercial encryption software is from www.pgp.com , which has options for encrypting whole disk, or shredding files beyond recovery
GnuPG is the GNU project‘s complete and free implementation of the OpenPGP standard as defined Continue reading “Cryptology :GnuPG”
What made you enter the online market space ? What prompted you to take up this present assignment?
There is tremendous opportunity in the Indian online market space. For instance buying flight tickets and shopping online was not popular a few years ago. Today people realize that transacting online can be safe, cheap, and can be done within a few seconds. Bankbazaar.com makes getting a great loan bargain as easy as buying an air ticket. Customers using our site will appreciate how much thought we have put into every little detail, which will make the process of applying and getting a loan a hassle free experience. It can help them save precious time and money. We expect a large percentage of consumers from channels such as bank branches and agents to migrate to BankBazaar.com .
Today there are a number of websites that claim to give customers instant loan rate quotes, when they actually just collect customer information and sell them to multiple banks and Direct Sales Agents. In such a scenario, we see a need for BankBazaar.com. Our innovative talent pool drawn from the world’s best colleges and companies are constantly seeking the best possible ways to offer an easier and faster online experience for customers.
I took up this assignment because my team is driving pure innovation in India. We are exploring options that no other financial marketplace in the world has ever attempted before and our goal is to build the world’s premier financial services marketplace (made in India).
What is different about BankBazaar for the customer ? What is different for a prospective employee ?
On BankBazaar.com the customer can instantly get customized competing offers from India’s leading Banks and NBFCs on our secure interface. We are the first neutral provider in the world to have innovated in partnership with leading financial institutions to provide this real-time offer capability. This information is
DECISION STATS 